Mudra Banner

        Empowering        India’s Entrepreneurs with Smart Micro Financing

Pradhan Mantri MUDRA Yojana – collateral‑free loans up to ₹20 lakh for micro enterprises. Backed by Government of India.

Business Growth Illustration
5.2 Cr+ Loans Disbursed
₹25.6L Cr Amount Distributed
130+ Partner Banks
official initiative

Backed by Government of India

Collateral‑free loans

Up to ₹20 lakh under PMMY, credit guarantee from CGTMSE.

Pan‑India banks

All public/private banks, NBFCs, MFIs associated with MUDRA.

100% digital & transparent

Apply via Udyamimitra portal, track status in real time.

products

MUDRA loan categories

Shishu

₹50,000

Startup stage · micro enterprises

Kishore

₹5 Lakh

Growth phase · working capital

Tarun

₹10 Lakh

Established business · expansion

Tarun Plus

₹20 Lakh

Scaling success · proven track

simple process

How it works

1

Apply Online

Form & KYC

2

Verification

Document check

3

Approval

In‑principle sanction

4

Disbursement

Funds credited

real impact

Success stories

“MUDRA Tarun loan helped me expand my garment unit from 5 to 20 machines.”

— Meena Devi · Apparel, Jaipur

“After Kishore loan my bakery business tripled. Now applying for Tarun.”

— Rajesh Kumar · Food, Lucknow

“Shishu loan was my first institutional credit. Today I own a hardware store.”

— Lakshmi N. · Retail, Coimbatore

trusted network

Partner institutions